• How to spend and earn at the same time?

    How to spend and earn at the same time?
    How to spend and earn at the same time?
    How to spend and earn at the same time?
    How to spend and earn at the same time?

    In recent years, there has been an increase in shopping apps that encourage more spending, but you might also be missing out on additional rewards if you don’t use them.

    In fact, utilising these apps may help you to save more in the long run 💰

    So here are a few of my favourite apps that will help you maximise your rewards!

    1️⃣ ShopBack

    This has been my go to app when it comes to paying at merchants such as Food Junction, CHICHA, Colin’s, etc. Many of these merchants rewards you with cashback between 3% ~ 12% on your next purchase with them, and this rewards stack with the credit cards that you link with them.

    Highlights of ShopBack

    ✅ Get 3% ~ 12% cashback (selected merchants)

    ✅ Get up to 25% cashback (online vouchers)

    ✅ Link multiple cards for usage

    Sign up for ShopBack and get $5 cashback once you’ve spent a total of $20!

    2️⃣ Kris+

    Kris+ is relatively new and has much lesser merchant selections to choose from. However, something I like about them is that their rewards are based in the form of miles which I can choose to either offset the cost in any of my next purchase, or transfer those miles to my KrisFlyer miles!

    Highlights of Kris+

    ✅ Earn up to 12 miles per dollar (8%~ in cashback)

    ✅ Pay with Apple Pay (secure)

    ✅ Frequent challenges (earn extra cashback)

    Sign up for Kris+ and get 750 miles ($5) with your first transaction!

    3️⃣ Fave

    Fave also has their own set of merchants which may or may not clash with ShopBack, but I find Fave merchants easier to locate among the heartland malls and shops (e.g., Prima Deli). While I’m not a big fan of their app’s user interface, I can never say no to extra cashback! They also have attractive discounts on vouchers that I frequent (e.g., subway vouchers) so that saves me some money.

    Highlights of Fave

    ✅ Many 1 for 1 deals

    ✅ Wide merchant acceptance

    Sign up for Fave and get $1 once you’ve spent $20!

    Happy shopping but remember to spend when necessary and maximise on your rebates 🤑

    Follow my telegram channel and stand to win Grab Vouchers : https://t.me/SGrefers