Here are some tips for spending less and saving more as a university student:
🏥 CHECK FOR MEDICAL INSURANCE COVERAGE
Some universities offer insurance coverage for students as part of their tuition fees. This coverage can provide financial protection in case of unexpected circumstances, so it's worth checking out. Although I bought personal accident insurance from external sources, I was able to claim my A&E fees using the school medical insurance. Additionally, I used the Groupcare@Income app* to get medicine for my cough and flu.
*Varies across schools — please check!
☕️ MAKE YOUR OWN COFFEE
During my first semester in school, I bought Starbucks almost every other day. You can imagine the damage… Instead, make your own coffee! Invest in an insulated tumbler and bring your own coffee to campus.
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🍲 MAKE THE MOST OF STUDENT DISCOUNTS
Of course, sometimes you don’t have time to make your own coffee and that’s ok! Your student ID card can get you stacks of discounts on everyday expenses. Be sure to check out the Student Discounts! By ThisCounted Telegram Channel AND YOUR SCHOOL EMAIL for the #BestDeals#FoodDeals
This is not a discount specific to students. However, Huggs Collective is offering a free classic/local/specialty drink as a welcome reward, as well as a free drink of your choice during your birthday month! For SMU students, Huggs Collective @ Lazada One is just a 2-minute walk from Li Ka Shing Library.
🛒 INVEST IN APPLECARE
If you’re an Apple user, AppleCare can a smart investment for students who rely heavily on Apple devices for schoolwork and other academic pursuits. It provides you with peace of mind without having to worry about unexpected repair costs or other issues.
💻 LOOK FOR JOB OPPORTUNITIES
Of course, getting freelance/part-time jobs can be a great way to earn extra income and gain valuable work experience. Attend networking events to expand your network and follow individuals in your field on LinkedIn to stay updated on potential job opportunities. If you enjoy writing and creating digital content, you can look for blog writing or content creation opportunities!
Drop a comment down below if this is useful 🖤 Feel free to share your money-saving hacks as a student as well!
#ThingsToDo #MyGoTo #StudySpots #LetsGetMovin #studentips #moneyhacks #MyGoTo #moneysaving
