Saving money is tough with all the sales & retail therapy temptations. I am definitely one of the many people who spend a lot of money on retail or even guilty pleasure food.
I’ve recently came across SEEDLY , Singapore’s biggest personal finance community & my life absolutely changed after diligently using this application. A little bit about SEEDLY, it’s an all in one app where you can track your expenses, income & also read up blogs on all things finance. The tough part is that you’d need to manually type in every single spending or earning of yours. But it doesn’t take more than 10 seconds & this to me was discipline to keep track of my expenses.
💵 What I love about SEEDLY 💵
✅ User friendly interface
✅ Links your bank account
✅ Many different categories (e.g shopping/taxi/groceries) This is my favourite feature as I get to keep track how much I spent on each category
✅Income option to keep track of how much you earn
✅Reports page that shows your monthly ratio between your expenses & income
✅Auto calculation on how much you have saved per month
✅Communities you can join (e.g Investing, Career, Saving Hacks)
💰 What have changed after using SEEDLY 💰
✅ Compare my spendings with previous months to control or cut down expenses for upcoming months
✅ Sort out finances better with blogs & articles
✅ Motivation to save more when I notice a hike in spending
✅ Track my transactions easily within each category
✅ Set limitations for my spendings
