Hey 🍋8
Today I’m sharing my review of the Standard Chartered Smart Card and why you should get this card with the ongoing promos it has! I’ve previously shared the MoneySmart promo but today I’ll be touching on the CASHBACK and it’s legit the most cashback I’ve ever received from a card 🤩
☁️ My experience and rating
– Recently I managed to get $60 cashback which really helped with my credit card bill for the month!
– I love the instalment option where I can split my expenses for no fees
– I also love that there is no annual fee on this card and no minimum spend
– The flexibility to choose what rewards I want be it vouchers, cash or miles is also a huge plus point
– Rating 5/5 stars ⭐️
☁️ 360 rewards and 6% cashback
– Receive $10 cashback for every 3,200 rewards points
– 3,200 points is roughly $167 at the following qualifying merchants, which is really quite easy to hit every month?! Imagine getting $10 cashback every month 😳
– It’s legit one of the highest cashback I’ve ever received for how much I spend monthly
– Fast Food dining promotion: Burger King, KFC, Mcdonald's, Subway
– Digital subscriptions: Disney+, Netflix, Spotify, Youtube
– Coffee and toast: Toast Box, Ya Kun Kaya Toast
– Daily commute: Bus and MRT
☁️ Other benefits of the credit card
– Receive S$330 or gifts via MoneySmart promo OR S$250 via standard chartered if you don’t want to sign up via MoneySmart
– 3 month interest free instalments for all payments above $150
– 6% cashback!
– $0 annual credit card fees and withdrawals
– earn 360 rewards points as you spend, redeem e-vouchers, points to cash (cashback as mentioned above) or points to miles (so much flexibility if you want to redeem e-vouchers, cash or miles 😳 Usually credit cards either give cashback or miles and you don’t get to choose)
☁️ Things to note
– If you’re looking for a credit card I highly recommend this one! If you want more info here’s the link to the website: link
– I also did a post on the MoneySmart promo on this card here if you’d like to take a look: link
– Do note that the cash/gifts promo is for new Standard Chartered users only!
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